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Upper Canada Equestrian Association presents Liability Insurance for You and Your Horse Information Session

Posted Apr 11th, 2016

Upper Canada Equestrian Association presents Liability Insurance for You and Your Horse Information Session

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UCEA welcomes all horse owners, riders, drivers, farm owners to an information session on liability insurance for horse and owners. 

Niagara, Ontario - April 11, 2016 - The Upper Canada Equestrian Association (UCEA) is offering an information session on Wednesday, April 13th, 2016 to horse owners, riders, drivers and farm owners on 'the value of liability insurance - what you need to know'. The presentation is being given by Mike King of InterCity Insurance, an established broker of liability insurance to the equestrian community. 

The information session will provide information on:

  1. Who gets sued?
  2. Waivers
  3. Types of Insurance
  4. Cost of liability insurance?
  5. The difference between specific coverage & your farm or home-owners policy
  6. Why organizations and riding shows require coverage
  7. Who should have coverage?
  8. Who is covered by your policy?
The importance of liability insurance for horse owners is one of the hardest points equestrian clubs and show organizers have to get across to members and those participating in rides and horse shows. For the equestrian competing at the larger shows in hunter, jumper, dressage and some western events, proof of insurance is mandatory to receive eligibility to compete. 

For the smaller shows and equestrian clubs offering rides and events on a local level, liability insurance is also mandatory. The problem lies in proof of liability insurance. A farm document produced at an event may not stipulate the required information. There are several organizations offering equestrian coverage that simply providing proof of a valid membership or id tag is enough to show proof of insurance. 

The Upper Canada Equestrian Association holds monthly rides on trails local to Niagara, ride in parades and help to maintain trails locally. It is also their mandate to educate the public and horse owners about trail use, equestrian practices and safe riding. In 2016, UCEA has embarked on a mission to hold regular clinics and information sessions geared to the horse owner. To date, there have been two clinics in 2016. April 13th is the first information session of the year with another clinic being held on May 1st.

The Liability Insurance Information Night will take place in the meeting room at the Niagara Sport & Social Club 469 Rice Road, Welland starting at 7:30. A social hour takes place from 6:30 - 7:30 pm. The regular monthly meeting of the UCEA will take place after the information session. MB Country Living has graciously sponsored the event. 

"MB Country Living recognizes the need for the equestrian community to understand the role liability insurance plays in equine ownership. We value the safety of our customers and are pleased to sponsor the Upper Canada Equestrian Association's efforts to educate the horse and farm owners and equestrian participants of Niagara", said Stephen Capell, MB Country Living, Niagara-on-the-Lake Manager. 

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